Health

The lump

I've got a small lump on my thigh. Not painful at all. Probably harmless, the GP said, but he wrote me a referral to get it removed. He asked if I private health insurance. Nope. I gave it up several years ago. It cost me thousands each year (and increasing) and rarely paid out anything at all. He gave me a little lecture, along the lines of "You insure your house, your car... why not your h