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Why doesn’t Myki online topup happen instantly?

Update: Since 2016, Myki top-ups have been sped-up, and are now done within about 90 minutes. This is a question that seems to come up continually, and from what I hear, the Myki Call Centre aren’t covering themselves in glory in trying to explain it: Why does Myki online topup take 24 hours or more?  ... [More]