Damn. After scouting around car insurance last week, and finding their premiums were all pretty similar, I went with AAMI, as they seem to have a good reputation, and they gave a grant to the PTUA a couple of years ago, so I know they’re (hopefully) good corporate citizens.

But given I drive something like a third of the Australian average, I have wondered in the past if any insurance company would offer a deal taking that into account.

Inevitably, after paying AAMI, I found one that does. Pay As You Drive.

Most of the others came out with a premium of around $550-$580. PAYD, based on 5000 kms per year, comes out at up to $200 less. And they have an option to offset car emissions.

Mind you, I haven’t yet read the fine print, nor am I absolutely sure that’ll be my usage for the year. More research required; maybe I can go with them next year.

Also found during the car shopping experience…

Keys… I was curious to find out how much it’ll cost to get a duplicate of my new car key, if needed, as newer car keys have electronic bits inside. This 2002 Drive article suggests about $80.

LMCT… Looking at car ads online, sometimes they don’t tell you the dealer’s details, just the dealer number. I’d like to know where they are. I found I can use the Department of Justice Licensed Motor Car Trader search to find who and where they are. Handy.